![]() On top of all that luxuries, cardholders can also get 4% cash back on all purchases, with no annual fees. The concierge service once flew a customer to Stuttgart, Germany just because he wanted to test-drive the latest Porsche. Want tickets to the Oscars? Not a problem. The concierge services can provide almost anything your heart’s desire. “What are their needs? It’s not money – it’s service,” al Ansari said. To offer world-class privileges and benefits, the bank has partnered with Quintessentially, a luxury services company, to provide dedicated concierge services for the cardholders. You have to be invited, and the bank scouts clients from all over the world. It’s available to members of the royal family and people who are obviously rolling in money. Ibrahim al Ansari, chief executive of Dubai First, told The National that this is “the most exclusive credit card in the world”. 235-carat diamond smack dab in the middle of it. This one of a kind card, the Dubai First Royale Card, is not only trimmed with gold, but it also come with a white. If you are not the precious metals kind of guy or girl, you will surely be impressed with precious gems. There are many other benefits to holding this card, and you can cash in your points for skydiving lessons, free golf lessons with a pro, and other exclusive rewards. This is perfect for those who want to travel like a queen, as you also get access to more than 600 airport lounges worldwide, and you can also use MarquisJet, the world’s largest fleet of private jets. ![]() There are no foreign exchange fees, late fees, cash advance fees, or overdraft fees. And once you hit US$100,000 (RM376,355) in spending, you get a bonus 35,000 points. What are the benefits? For every dollar spent, you get one point, or two points if you spend on travel. The annual fee, according to Dr Credit Card, is a whopping US$595 (RM2,239)! In order to qualify for the Palladium Card, you need to have a private banker with JP Morgan, and the minimum for that is US$1 million (RM3,764,030), although Chase Private Clients can also qualify, lowering the minimum to US$250,000 (RM941,007). However, this may be further out of your reach than the Centurion Card. Your name and signature are laser-etched onto the card. A Bloomberg report estimates that the materials of the card alone cost US$1,000 (RM3,764). Launched in 2009, it’s made of palladium and 23K gold. If you think titanium cards are too mainstream, you will change you mind with the JP Morgan Palladium Card. Benefits differ from country to country, but it’s safe to say that almost everything is within your reach with the Centurion Card. Some of these “secretive” things include renting a Formula One car, and concierge services. For this purchase, Liu Yiqian won 422 million American Express points, which he can exchange for “28 million frequent flyer miles or about US$180,000 (RM677,512) worth of vouchers at Hong Kong retailer ParknShop,” according to Bloomberg Business.Ĭardholders also get access to a whole host of luxurious things, most of which American Express keeps secret, but some details are leaked out. There’s no limit on the card, so you can charge, as one customer did in 2014, HK$281 million (RM 136 million) to buy an ancient Chinese ceramic cup from Sotheby’s Hong Kong. Yikes!īut what are the perks? Almost anything you could think of. The Wall Street Journal reported that it’s only available to customers who charge more than US$250,000 (RM940,063) a year. How do you get a Centurion Card? Well, you can’t apply for one. The card is made of anodised titanium, making the card black in colour. ![]() It all started with a rumour of a super-exclusive and secret high-end American Express “black card”, back in the early 1980s.Įventually, American Express decided to cash in on the rumour, introducing the Centurion Card in 1999 for only its richest customers. ![]() American Express Centurion CardĪlmost everyone has heard of “The Black Card”, the most popular exclusive card out there. So what credit cards can you find in super rich people’s wallets? Here are five of the most high-status, exclusive credit cards on the planet: 1. According to a survey by the Luxury Institute, the wealthy are looking for a card that provides them “special access, unparalleled benefits and enhanced customer experience”. These high net worth individuals look for different criteria when shopping for credit card. While we are always on the look-out for free travel insurance when booking our flight, they are looking to hire a private jet at a moment’s notice with their credit card. The ultra-wealthy have differing needs to ordinary folks like us.
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